The study analyzed credit access and farm processing asset accumulation among 140 oil palm processors selected through a multi-stage sampling using questionnaire in Abak Agricultural Zone, AkwaIbom State, Nigeria. Data was analyzed using descriptive statistics, Z-test, Pearson Product Moment Correlation Coefficient, Causality test and multiple regression analysis. Finding revealed a mean education, age, household size, and processing experience of 12 years, 43 years, 6 persons and 12 years, respectively. Findings further revealed that of a total amount of N11, 256, 500 accessed as credit by processors, N7,156,500 (63.3%) was from informal sources while N4,100, 000 (36.4%) was from formal sources. Result also revealed a significant difference in mean value of processing asset between credit using and non- credit using processors ( P> 0.01).