To assess the bank’s activity during the financial cycle, it must undergo a monitoring process for the purpose of ensuring the correctness of financial management, and perhaps among the most tools that banks have is the financial analysis technique, which is considered as a tool for analyzing information and measuring the risks that it may be exposed to and that would impede the progress The normal process of granting loans, and in view of the role that financial analysis acquires in banks as a subject of study, as it can be clarified that the research problem is “ignoring the role of financial analysis and its results in managing banking risks.”For more information on the topic, the following sub-questions can be asked:Is there a financial analysis of banking risks? Are the results of financial analysis taken into consideration in banking risk management? The research was based on a main hypothesis that: that the results of financial analysis affect the effectiveness of banking risk management, and the importance of the research lies in the fact that it studies economic issues that are still focused on and work on developing and enriching the content of financial thought, an attempt to highlight the importance of financial analysis as the most important way to avoid Risks taking into account the requirements of the market economy, and then this study will be an attempt to keep pace with the developments taking place at the theoretical and applied levels in this field, as for the importance of the research as follows: To highlight the most important mechanisms for dealing with bank risks in general and credit risks in particular.To highlight the role that financial analysis plays within the bank, especially in the field of granting loans.