Rural banking is crucial to a country's economic growth and should not be neglected. True to Gandhiji's words, "real India lies in villages," the rural sector of India's economy is vital. The goals of economic planning cannot be met without strengthening the rural economy. Therefore, banks and other financial institutions play an important role in the growth of India's rural economy. The Regional Rural Banks (RRBs) of India were founded on October 2, 1975, and they have since been instrumental in the country's rural areas' economic growth and development. Credit for low-income rural residents, including small and marginal farmers, craftsmen, agricultural workers, and small enterprises, is the primary motivation for the creation of Regional Rural Banks in India. This research makes a limited effort to evaluate the current agricultural credit system and the role RRBs have played in the growth of the rural economy.