Asset quality is a key indicator of a bank's financial health. It also shows banks' credit risk management and economic recovery. To preserve their economic value, stressed accounts must be quickly identified and given restructuring facilities. (RBI/2012-13/208). Indian banks struggle with NPAs. The NPA growth hurts bank profits. NPAs affect financial performance of banks and the economy. Indian banks have high NPAs because of commerce and industry. An NPA is a loan or advance with a 90-day overdue principal or interest payment. Banks categorise NPAs as Substandard, Doubtful, or Loss. Substandard assets: NPA assets under 12 months. An asset that has been unsatisfactory for 12 months is doubtful. Loss assets, RBI defines them as “uncollectible and of such low value that its survival as a bankable asset is not merited, although there may be some salvage or recovery value. The bank must set aside money for NPA even though they generate no income. NPAs hurt banks and the economy. Many studies have examined NPA management, some of which compare public and private banks. In this paper, the researcher considers the aggregate data of select public and private banks and attempts to compare, analyze and interpret the data. Research is based on secondary as well as primary data. Primary data is collected from 215 respondents about NPA management in their banks. For the processing of primary and secondary data, SPSS software is used.